Subscription Cost Counter

Add recurring subscriptions and estimate your monthly and yearly total spend.

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How to Use This Subscription Cost Counter

Add each subscription with its name, cost, and billing frequency (monthly, quarterly, every 6 months, or yearly). The list converts every subscription to a monthly-equivalent cost so they can be compared and totaled on the same basis, and shows your combined estimated monthly and yearly spend. Remove a subscription any time with its Remove button, or clear the whole list with Clear All.

Why List Every Subscription, Even Small Ones

Individually small recurring charges are easy to forget about, but they add up once everything is on the same monthly footing — a handful of streaming, storage, and app subscriptions at a few euros each can quietly total more than a single larger, more visible expense. Listing them all at once makes it easier to spot ones you've forgotten you're still paying for.

Comparing Monthly vs. Annual Billing

Converting every subscription to a monthly-equivalent, which this tool does automatically, is also the easiest way to check whether an annual plan is actually a good deal. A service billed at €9.99 a month costs €119.88 over a year, but the same service's annual plan might be priced at €89.99 — a monthly-equivalent of just €7.50, roughly 25% cheaper. Add both options as separate entries before committing to an annual plan, so you're comparing the real monthly cost rather than guessing at the discount from the sticker price alone.

FAQ

How is the "monthly equivalent" calculated?

Quarterly costs are divided by 3, six-month costs by 6, and yearly costs by 12, so every subscription is expressed as its average cost per month regardless of how it's actually billed.

Is my subscription list saved?

Yes, it's stored in your browser's local storage, so it stays there when you reload the page or come back later on the same device.

Can I use this for business expenses instead of personal subscriptions?

Yes, it works the same way for any recurring cost — software licenses, tools, or services billed on a regular schedule.

Is it usually cheaper to pay annually instead of monthly?

Often, yes. A service billed at €9.99 a month costs €119.88 a year, but the same service might offer an annual plan at €89.99 — a monthly-equivalent of €7.50, about 25% cheaper. Add both billing options as separate entries to compare their monthly-equivalent cost directly before committing to a longer commitment.